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Terms and conditions apply. Click here to view detailed terms and conditions.
Card Type | Debit Cards Starting With | Lost Card Liability (Including Counterfeit cards & Online Fraud Transactions) |
Purchase Protection | Air Accident | Personal Accident | Delay of Checked baggage (For International travel - Delay more than 12 hrs) |
ATM Assault |
---|---|---|---|---|---|---|---|
Classic | 42132425, 42132426 | 1,00,000 | 50,000 | Not Applicable | Not Applicable | 25,000 | 50,000 |
All other cards starting with 421324 | 25,000 | Not Applicable | Not Applicable | Not Applicable | 25,000 | 50,000 | |
Gold | 42168105 | 1,00,000 | 50,000 | Not Applicable | 5,00,000 (Death + PTD) |
25,000 | 50,000 |
42168107, 42168108, 42168127, 42168128 | 1,00,000 | 50,000 | 30,00,000 | 5,00,000 | 25,000 | 50,000 | |
42168136, 42168137 | 1,00,000 | 50,000 | 1,50,00,000 | 50,00,000 | 25,000 | 50,000 | |
All other cards starting with 421681 | 1,00,000 | 50,000 | Not Applicable | Not Applicable | 25,000 | 50,000 | |
Titanium | 52562214 | 1,00,000 | 50,000 | Not Applicable | 5,00,000 (Death + PTD) |
25,000 | 50,000 |
All other cards starting with 525622 | 1,00,000 | 50,000 | Not Applicable | Not Applicable | 25,000 | 50,000 | |
Platinum Plus/ Premier | 43639311, 43639313, 43639314, 43639315, 43639316, 43639318 | 4,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 |
Platinum Duo# | 43639319, 43639320, 43639330 | 3,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 |
Platinum Select/ Exclusive | 43639323, 43639324, 43639333, 43639334 | 4,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 |
43639325, 43639326, 43639335, 43639336 | 3,00,000 | 50,000 | 30,00,000 | 5,00,000 | 25,000 | 50,000 | |
Platinum | 43639307, 43639308, 43639327, 43639328 | 3,00,000 | 50,000 | 30,00,000 | 5,00,000 | 25,000 | 50,000 |
43639317 | 4,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 | |
All other cards starting with 436393 | 4,00,000 | 50,000 | 30,00,000 | Not Applicable | 25,000 | 50,000 | |
All cards starting with 543751 | 4,00,000 | 50,000 | 30,00,000 | Not Applicable | 25,000 | 50,000 | |
All cards starting with 436395 | 3,00,000 | 50,000 | 30,00,000 | Not Applicable | 25,000 | 50,000 | |
Signature | 40533820 | 10,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 |
All other cards starting with 405338 | 4,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 | |
All cards starting with 405342 | 4,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 | |
Infinite/World | All cards starting with 403506 | 10,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 |
All cards starting with 527898 | 10,00,000 | 50,000 | 30,00,000 | 2,00,000 | 25,000 | 50,000 | |
Rupay | 607189, 607451, 652162 | 25,000 | Not Applicable | Not Applicable | 2,00,000 Applicable only for PMJDY A/c Holders |
25,000 | 50,000 |
608266 | 25,000 | Not Applicable | Not Applicable | Not Applicable | 25,000 | 50,000 | |
817590 (PMJDY Card*) | Not Applicable | Not Applicable | Not Applicable | 2,00,000 | Not Applicable | Not Applicable |
# Duo Cards are eligible for additional travel insurance
All insurance amount are in INR.
The Insurance is provided by ICICI Lombard. To raise a claim, visit your nearest IndusInd Bank Branch.
For support from ICICI Lombard, contact at Toll Free Number 1800 2666 or write at customersupport@icicilombard.com
General Terms & Conditions:
List of documents required to claim insurance:
Personal Accident(Non Air)h | Air Accident | Purchase protection |
---|---|---|
PA claim form duly filled in and signed by Nominee-Original | Claim form duly filled in and signed by the Nominee-original | Claim form duly filled & signed by customer |
90 days card statement prior to date of loss | 90 days card statement prior to date of incident along with transaction showing the purchase ticket for the travel | Card copy |
Copy of death certificate- Notarised/Attested by Gazetted officer | Copy of death certificate- Notarised/Attested by Gazetted officer | Copy of FIR-Notarized/Attested by Gazetted officer (In case of Burglary) |
Copy of FIR-Notarized/Attested by Gazetted officer | Copy of FIR-Notarized/Attested by Gazetted officer | Card statement showing purchase details of the item lost |
Copy of Post mortem report- Notarised/Attested by Gazetted officer | Copy of Post mortem report- Notarised/Attested by Gazetted officer | Incident letter by the customer |
Copy of Panchnama(Spot and/or Inquest)- Notarised/Attested by Gazetted officer | Copy of Panchnama(Spot and/or Inquest)- Notarised/Attested by Gazetted officer | Purchase Bill for the item lost-Original |
Treatment papers – if hospitalised | Treatment papers – if hospitalised | If claim amount > 1lakh,AML documents – Notarised/Attested by Gazetted Officer(Pan Card copy, address Proof,2 passport size photos of claimant |
If claim amount > 1lakh,AML documents – Notarised/Attested by Gazetted Officer(Pan Card copy, address Proof,2 passport size photos of claimant | If claim amount > 1lakh,AML documents – Notarised/Attested by Gazetted Officer(Pan Card copy, address Proof,2 passport size photos of claimant | NEFT mandate form duly filled in by the claimant and verified by the bank-Original |
Indemnity cum declaration bond on a Rs.50/100/-stamp paper(Legal Heir certificate)-Original | Indemnity cum declaration bond on a Rs.50/100/-stamp paper(Legal Heir certificate)-Original | Cancelled Cheque- Original |
Consent letter from other legal heirs on RS.50/100-stampe paper(No objection certificate by other legal heirs)-Original | Consent letter from other legal heirs on RS.50/100-stampe paper(No objection certificate by other legal heirs)-Original | In case of fire, Fire brigade report wherever available |
NEFT mandate form duly filled in by the claimant and verified by the bank-Original and cancelled cheque-original | NEFT mandate form duly filled in by the claimant and verified by the bank-Original and cancelled cheque-original | |
Accident report from Airlines/Airport Authority |
Note: The insurance co. may request for additional documents depending upon the claim lodged/investigation
*PMJDY Insurance: The Insurance is provided under PMJDY scheme. All relevant terms and conditions of NPCI are applicable for this Insurance program. To raise a claim, visit your nearest IndusInd Bank Branch and follow below steps.
Claim Process:
To know more about Insurance Claim process, please click here.