Tata AIG Medicare Health Insurance Plan

TATA AIG MediCare Premier is an upgraded, robust health insurance plan, built keeping in mind the one factor: NO COMPROMISE WHEN IT COMES TO YOUR HEALTH. Choosing the right mix of features and coverage levels is essential to get everything you would need at the time of a medical exigency. From cumulative bonus to 100% restoration benefits on Sum Insured, we have thought of it all, to make it the ideal health cover.

• Entry age - 91 days to 65 years.
• Restore benefit - restores your base sum insured when the balance sum insured and any accrued bonus are insufficient to pay a claim. Restored sum insured can be used by all the members in a family floater policy..
• Global Cover for Planned Hospitalization – Coverage for planned Inpatient & Day Care Hospitalization of the Insured Person incurred outside India, provided diagnosis was made in India.
• Cumulative bonus- 50%  cumulative bonus applied on the sum insured for every claim free year, up to a maximum of 100% of the base sum insured.
• Day Care Procedures- covers expenses for day care treatments due to disease/illness/Injury during the policy period taken at a hospital or a Day Care Centre.
• Accidental Death Benefits - 100% of sum insured, maximum upto Rs. 50 Lacs paid in the event of death of insured person due to accident.
• Pre & Post-Hospitalization expenses- Coverage for medical expenses incurred upto 60 days before admission and upto 90/200 days (basis Sum Insured) after the date of discharge from the hospital.
• AYUSH Benefit – Covers medical expenses incurred for In-patient or Day Care Treatment taken under Ayurveda, Yoga & Naturopathy, Unani, Siddha or Homeopathy.
• Daily cash for choosing Shared Accommodation.
• Health Check-up
• OPD Treatment – After two years of continuous coverage, covers expense related to OPD consultations and pharmacy, up to Rs 20,000 (basis sum insured).
• OPD Treatment – Dental - After two years of continuous coverage, covers OPD expense related to Root Canal Treatment (single or multiple sittings), Tooth extraction(s), Filling, up to Rs 25,000 (basis sum insured).