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Overview

IndusInd Bank World Delights Debit Card Features

Overview

Get a complimentary VISA Platinum Debit Card with your Indus Privilege Prime savings account for a truly rewarding experience with 2% Gems on shopping from your preferred brands & on fuel spend. Get enhanced card features, cashbacks, offers and a host of other benefits.

Earn up to 0.25% Gems on Debit Card transactions

Earn 2% Gems on shopping from your preferred brands & on fuel spends

Buy 1, Get 1 free movie ticket on BookMyShow

Discounted cross-currency mark up @2%

    Daily Limits: Rs 1,50,000/- ATM; Rs 3,00,000/- POS (Point-of-Sale)

VISA Platinum Debit Card Benefits

Visa Platinum Debit Card associated with Indus Privilege Prime savings account Gems Earn and Redemption Details:

  • Earn 0.25% gems for every Rs.100 spent on Debit Card excluding the following categories:
      -> Transactions made on merchant categories - Mutual Funds & other Investments, Insurance, Fund Transfers, and Payment to Government
      -> NetBanking Transactions done via Debit Card
      -> Transactions on fuel, Credit Card bill payments & wallet funding/loading, utility payments, rent payment, and Direct Marketing (Continuity/Subscription Merchant and other similar services)
  • Value of 1 INDIE gem is equal to Re. 1
  • Maximum gems that can be earned in a month is capped at 2500
  • The minimum accrued Gems that can be redeemed by the Cardholder is 100.
  • The maximum accrued Gems that can be redeemed by the Cardholder in a calendar month is capped at 2500.
  • Only successful transactions will be considered for acquiring gems. Any cancelled transaction would lead to debiting of already crediting gems
  • Unutilized gem(s) will expire 1 (one) year after its accrual to the account holder.
  • Earn accelerated gems @2% on shopping from your preferred brands & on fuel spends.
  • Steps to choose preferred brands to earn gems:
      -> On the app dashboard, under “Accelerated Rewards”, click on “Select/Explore Your Brands”
      -> On next screen i.e. “Accelerated Rewards” of INDIE YOUniverse, pick Top 3 brands of your choice for 15+ brands and submit.
      -> Users can modify the selected 3 months after every 30 days.
  • Gem redemption steps:
      -> On the app dashboard, at the footer, click on “Rewards”
      -> On the next screen i.e. INDIE Youniverse, under “Rewards”, user can redeem the gems into cashback, purchase gift cards, vouchers, memberships, flight tickets, hotel booking, etc.
  • Option 1 : Click on “Redeem Now” and convert gems into cashback. User must have at-least 100 gems in his/her account to redeem as cashback.
  • Option 2 : Click on “Redeem Gems” and pick a category to redeem gems like Deals & Offers, Gift card, memberships, Flights, Hotels, etc. User may use gems to purchase listed items/services and can pay additional amount if required using the Debit Card. The details of the purchased items/services will be shared via email/SMS and within the app.
  • For General Terms and Conditions on Gems, kindly visit here
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