Pick any 3 brands you love and earn up to 3% INDIE Gems on them. Refresh your preferred brands every month!
Redeem these Gems instantly as cashback or vouchers from your favourite brands.
We believe in transparency. That's why our loyalty program is simple and clear. 1 INDIE Gem = ₹1.
There is no limit on the maximum number of Gems you can earn.
INDIE YOUniverse is a 3 tier Loyalty program. Collect INDIE Gems to level up your tier. Kindly Note - The Gems you collect will be credited within 72 business hours.
Instant Virtual VISA Platinum Card
1% INDIE Gems on brands You Love, and 0.25% on other eligible spend categories with Debit Card
2% Forex mark-up on International transactions
Unlimited Free Cash Withdrawals at IndusInd Bank ATMs
Zero payment fees on UPI/ NEFT/RTGS Instant Virtual VISA Platinum Card 2% INDIE Gems on brands You Love and Fuel Spends via INDIE UPI handle or debit card. Get 0.25% gems on other debit card spends. 2% Forex mark-up on International transactions Unlimited Free Cash Withdrawals at IndusInd Bank ATMs Zero payment fees on UPI/ NEFT/RTGS
ZERO debit card charges Free Physical VISA Signature Card 3% INDIE Gems on brands You Love and Fuel Spends via INDIE UPI handle or debit card. Get 0.5% gems on all other debit card spends. 0% Forex mark-up on International transactions Unlimited Free Cash Withdrawals at any domestic ATMs
