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Earn Rewards On Your
Favourite Brands Every Month

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Pick any 3 brands you love and earn up to 3% INDIE Gems on them. Refresh your preferred brands every month!

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Redeem these Gems instantly as cashback or vouchers from your favourite brands.

Open Savings Account
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Stay Away From Confusing
Reward Points

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We believe in transparency. That's why our loyalty program is simple and clear. 1 INDIE Gem = ₹1.

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There is no limit on the maximum number of Gems you can earn.

Switch to INDIE

The Higher You Go, The Bigger Your Rewards!

INDIE YOUniverse is a 3 tier Loyalty program. Collect INDIE Gems to level up your tier. Kindly Note - The Gems you collect will be credited within 72 business hours.

  • icon Instant Virtual VISA Platinum Card
  • icon 1% INDIE Gems on brands You Love, and 0.25% on other eligible spend categories with Debit Card
  • icon 2% Forex mark-up on International transactions
  • icon Unlimited Free Cash Withdrawals at IndusInd Bank ATMs
  • icon Zero payment fees on UPI/ NEFT/RTGS

  • icon Instant Virtual VISA Platinum Card
  • icon 2% INDIE Gems on brands You Love and Fuel Spends via INDIE UPI handle or debit card. Get 0.25% gems on other debit card spends.
  • icon 2% Forex mark-up on International transactions
  • icon Unlimited Free Cash Withdrawals at IndusInd Bank ATMs
  • icon Zero payment fees on UPI/ NEFT/RTGS

  • icon ZERO debit card charges
  • icon Free Physical VISA Signature Card
  • icon 3% INDIE Gems on brands You Love and Fuel Spends via INDIE UPI handle or debit card. Get 0.5% gems on all other debit card spends.
  • icon 0% Forex mark-up on International transactions
  • icon Unlimited Free Cash Withdrawals at any domestic ATMs