Choose a plan that works best for you

At INDIE, we are committed to fair and transparent pricing. There are no hidden charges. You can compare plans and choose the one that works best for you with ease. INDIE comes in three tiers. You can start right away as Super Star or Mega Star by funding your account with higher value or upgrade to higher tiers as you use the app and accumulate INDIE GEMS.

Star
Super Star
Mega Star

Tier Upgrade Criteria (Effective 1st April 2024)

Funding Amount Required in a Single Transaction within the First 30 Days of Account Opening, OR

Rs. 0

Rs. 25,000 in SA or Rs. 1,00,000 in SA+FD (Applicable to users onboarded via IndusInd Bank branch)

Rs. 50,000 or more.

Minimum Average Quarterly Balance, OR

Rs. 0

Rs. 25,000 in SA or Rs. 1,00,000 in SA+FD

Rs. 50,000 in SA or Rs. 2,00,000 in SA+FD

INDIE GEMS Required to upgrade to next Tier

-

-

1500

Tier Retention Criteria

Minimum Balance Requirement (effective from 23rd Jan 2024)

Rs. 0

Rs. 25,000 in SA or Rs. 1,00,000 in SA+FD

Rs. 50,000 in SA or Rs. 2,00,000 in SA+FD

Tier Benefits

Debit Card Type

Visa Platinum

Visa Platinum

Visa Signature

Mark-up on Debit Card transactions in Foreign Currency

2%

2%

0% (Only on VISA Signature Debit Card)

Earn Rate of Gems via INDIE debit card or UPI transactions on selected favourite brands (User can choose any top 3 brands from list of 15+ brands)

1%

2%

3%

Earn Rates of Gems on Fuel Transaction via INDIE UPI handle and Debit Card

0

2% (Max 500 gems per month)

3% (Max 500 gems per month)

Instant Redemption of GEMs into Cash available

Yes

Yes

Yes

Complimentary Domestic Airport Lounge Access

Not Applicable

Not Applicable

Once per quarter (Only on VISA Signature Debit Card)

Complimentary Tickets on Bookmyshow

Not Applicable

Buy one ticket and Get one free upto Rs 250 (Applicable twice per quarter, only for users onboarded via IndusInd Bank branches)

Buy one ticket and Get one free upto Rs 400 (Applicable once per month, Only on VISA Signature Debit Card)

INDIE Gems on Bill Payments per month. Eligible categories: Credit Card, FASTag, DTH, Loan Repayment, Electricity, Mobile Postpaid & Mutual Fund. (Effective from 19th March 2024)

25 Gems on each bill payment of Rs 500 or more on eligible categories (max. 200 Gems per calendar month)

25 Gems on each bill payment of Rs 500 or more on eligible categories (max. 200 Gems per calendar month)

50 Gems on each bill payment of Rs 500 or more on eligible categories (max. 500 Gems per calendar month)

Accrual limit on INDIE Gems (Applicable from 1st June 2024)

2,500 Gems Monthly

2,500 Gems Monthly

2,500 Gems Monthly

Redemption limit on INDIE Gems

1,500 per day; 2,500 in a month.

1,500 per day; 2,500 in a month

1,500 per day; 2,500 in a month.

Charges for non maintenance of required savings account balance

Not Applicable

10% of the balance shortfall subject to minimum of Rs 100 and maximum of Rs 900 per quarter. (Applicable for accounts opened on or after 1st May, 2024)

Not Applicable

Debit Card & ATM Charges (Domestic)

First Physical Debit Card Dispatch in your Respective Tier

Rs 499

Rs 249 for users onboarded via INDIE app | Rs 0 for users onboarded via IndusInd Bank branches

No Charges (Only on VISA Signature Debit Card)

Debit Card Replacement fee

Rs 150

Rs 150

Rs 150

Physical Debit Card Annual Renewal Fee

Rs 499

Rs 249 for users onboarded via INDIE app | Rs 0 for users onboarded via IndusInd Bank branches

No Charges (Only on VISA Signature Debit Card)

Non-cash transactions (Balance Enquiry, PIN Change and Mini Statement) - Other Bank ATMs in India

First 5 transactions per month are free. Post 5, Rs 11 per transaction

First 5 transactions per month are free. Post 5, Rs 11 per transaction

No Charges (Only on VISA Signature Debit Card)

Cash Withdrawals
(IndusInd Bank ATMs)

Unlimited free transactions.

Unlimited free transactions.

Unlimited free transactions.

Cash Withdrawals
(Other Bank ATMs)

First 5 transactions per month are free. Post 5, Rs 21 per transaction

First 5 transactions per month are free. Post 5, Rs 21 per transaction

Unlimited free transactions (Only on VISA Signature Debit Card)

Debit Card & ATM Charges (International)

Non financial transactions - Other ATMs outside India

Rs 20 per txn

Rs 20 per txn

Rs 20 per txn

Cash Withdrawals - Other Bank ATMs outside India

Rs 125 per withdrawal

Rs 125 per withdrawal

Rs 125 per withdrawal

Foreign Currency Exchange Mark Up Fee

2%

2%

0% (Only on VISA Signature Debit Card)

Payments & Transactions

IMPS/UPI

No charges

No charges

No charges

Internal Transfer

No charges

No charges

No charges

Cross Border Payments and Transactions

Inward Remittances

0.20% mark-up on prevailing market rate + taxes as applicable

0.20% mark-up on prevailing market rate + taxes as applicable

0.20% mark-up on prevailing market rate + taxes as applicable

FIRC (Foreign Inward Remittance Certificate) Issuance

Rs 100

Rs 100

Rs 100

Outward Remittance

Rs 250 + swift charges

Rs 250 + swift charges

Rs 250 + swift charges

SWIFT/ Wire Transfer

Rs 500

Rs 500

Rs 500

FCY (Foreign Currency) Draft /DD issuance

Rs 350

Rs 350

Rs 350

FCY (Foreign Currency) Cheque Collection

Rs 50

Rs 50

Rs 50

Line of Credit Charges

Penal charges for Delayed payments

1% of Overdue amount + GST

1% of Overdue amount + GST

1% of Overdue amount + GST

Payment dishonour charges

Rs 399 + GST

Rs 399 + GST

Rs 399 + GST

Delayed EMI payment charges

NIL

NIL

NIL

Duplicate statement issuance charges

NIL

NIL

NIL

Cheque/ ECS / SI Swapping charges

Not Applicable

Not Applicable

Not Applicable

Duplicate No dues certificate

NIL

NIL

NIL

Duplicate amortization schedule charges

Not Applicable

Not Applicable

Not Applicable

Loan Re-booking/ Rescheduling charges

Not Applicable

Not Applicable

Not Applicable

Loan cancellation charges (allowed till 3 days of loan booking)

NIL

NIL

NIL

Issuance charges of photocopy of loan agreement

Not Applicable

Not Applicable

Not Applicable

CIBIL Report charges

Not Applicable

Not Applicable

Not Applicable

Legal charges

Not Applicable

Not Applicable

Not Applicable

Cheque Book

Issuance of Cheque Book

Rs. 100 + GST per chequebook (25 leaves)

1 Cheque Book per quarter (25 leaves) free. For every additional cheque book per quarter: Rs. 100 + GST/-

1 Cheque Book per quarter (25 leaves) free. For every additional cheque book per quarter: Rs. 100 + GST/-