Best-in-class Online Savings Account with no maintenance fee

INDIE Savings Account offers high returns on Savings & Fixed Deposits, an instant Credit Line, assured rewards on Debit Card transactions and numerous other benefits. Experience zero-fee banking without charges on essential Savings Account features like IMPS, NEFT, RTGS and UPI payments. Additionally, enjoy unlimited free cash withdrawals at IndusInd Bank ATMs. Get a Megastar INDIE Savings Account for exclusive perks including 0% Forex Markup, Complimentary Domestic Lounge Access, Free Movie Tickets, and more.

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Grow your money with INDIE Savings Account

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Want the best savings account online? Look no further as INDIE by IndusInd Bank offers the best-in-class savings account features. Earn one of the highest interest rates on savings account of up to 6.75% p.a.

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Open an Auto-sweep FD with INDIE Savings Account and earn high interest on your surplus funds. Automatically convert your excess funds of over ₹20,000 in your savings account into FD and enjoy high interest rates of up to 7.75% p.a. Enjoy the liquidity and pay directly from FD if the account balance goes low.

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Open an INDIE Savings Account to get an Instant Credit Line

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    Get loans of up to Rs. 5 lakh within minutes. Withdraw money anytime, multiple times, with a flexible Line of Credit.
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    Pay interest only on the withdrawn amount. Pick a flexible repayment tenure between 1 to 36 months.
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Manage your money with
INDIE Savings Account

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Introducing MoneyMate - track & manage your expenses and get detailed insights. Set budgets across categories and merchants. You can also setup an emergency fund and get alerts whenever the INDIE Savings Account balance falls below the set limit. Grow your wealth with complete control in your hands.

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Get regular alerts on how much you've earned and nudges if you overspend on shopping, dining, gadgets, etc. based on the goals set by you.

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Invest In Your
Favourite Stocks

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Enjoy one of the lowest broking charges on INDIE in partnership with Paytm Money.

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Switch to IndusInd Bank's INDIE for Safer Transactions!

Enjoy cutting-edge security features with INDIE by IndusInd Bank! Get a numberless debit card to avoid skimming, generate a virtual debit card for transactions on lesser known websites and much more!

Smart Budgeting Tips to Help You Save More

Struggling to meet your financial goals? Don't worry! Here is an explainer on how to stay within your budget using the 50/30/20 rule.

Make INDIE your Salary Account!

Say goodbye to your boring salary account & upgrade to a better way to bank with INDIE by IndusInd Bank. Enjoy better savings, better returns, better rewards program, better financial security, and much more.

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Switch to IndusInd Bank's INDIE for Safer Transactions!

Enjoy cutting-edge security features with INDIE by IndusInd Bank! Get a numberless debit card to avoid skimming, generate a virtual debit card for transactions on lesser known websites and much more!

Smart Budgeting Tips to Help You Save More

Struggling to meet your financial goals? Don't worry! Here is an explainer on how to stay within your budget using the 50/30/20 rule.

Make INDIE your Salary Account!

Say goodbye to your boring salary account & upgrade to a better way to bank with INDIE by IndusInd Bank. Enjoy better savings, better returns, better rewards program, better financial security, and much more.

Be a part of the most transparent
savings account linked rewards program - icon

Get rewards on your favorite brands across shopping, dining, travel, movies, fuel and more.

Pay with your Debit Card or save money in FD, earn INDIE Gems for your actions on INDIE.

  • Add 3 brands of your choice & earn up to 3 Indie Gems for every ₹100 spent. You’re free to pick your favorite brands & change them every month.

  • Everything is as you see. 1 INDIE Gem = ₹1, and there’s no limit on transactions or on how much INDIE Gems you earn.

  • Collect your INDIE Gems to move up through the tiers. The higher you move, the bigger your rewards!

INDIE Savings Account gives you the Smartest & Safest Way To Spend!

Get your hands on the best-in-industry security features on your INDIE Debit Card.

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Avail a numberless card to avoid any leak of card details
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Create a one-time use disposable card on the app for unsecured websites
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Generate a dynamic pin on the app whenever you use the card