• Offer :- Up to 22.5% Instant Discount
• Minimum Transaction Value for Eligibility: Varies as per SKU
• Offer period : 1st June 2024 – 30th June 2024

Products applicable for Offer: Refrigerators, Panels, Washing Machine, Air Conditioners, Microwave Ovens, Home-theatre system.

• Up to 22.5% Instant discount or Cashback at Samsung Brand Stores
• Up to 20% Instant discount or Cashback at all merchant stores, except Samsung brand stores
• Max cashback:
  

  Product Category	Brand store	All other merchants
  Panel	Upto Rs.25000	Upto Rs.20000
  Refrigerators	Upto Rs.13500	Upto Rs.12000
  Washing Machine	Upto Rs.10500	Upto Rs.9000
  Air Conditioner	Upto Rs.13500	Upto Rs.12000
  Dishwasher	Upto Rs.9000	Upto Rs.9000
  Microwave Ovens	Upto Rs.10500	Upto Rs.9000
  HTS	Upto Rs.6000	Upto Rs.6000

• A transaction maybe applicable for either an Instant discount offer or a deferred Cashback offer, as applicable at merchant store for the offer type being available. The Offer details as applicable will be configured in Pine Labs terminal and printed on the transaction chargeslip.
• In case of deferred Cashback, the same to be Credited after 90 days in Customer Account by the respective Cards/ Banks.
• Offer is valid only once per Card per month
• Applicable only on transactions at Pine Labs POS terminals
• To check your eligibility for EMI on Debit Card, SMS: MYOFR to 5676757
• For store list click here

• The Cashback will be posted to customer account within 90 days from Offer end date.
• Customers can avail the offer only once per calendar month during the offer period.
• No two offers from the Bank can be clubbed together e.g. If there are two offers from the Bank that are applicable to a purchase, the customer will either be eligible for the Brand offer or an offer running on Merchant stores. In such scenario the Brand Offer will be given preference and will be considered for cashback posting.
• The cashback is over and above any EMI Cashback/Manufacturer cashback given by the OEM/Brand for ‘No-cost EMI’.
• Offer applicable only on IndusInd Debit Card EMI transactions.
• The transaction should be done only on the Pine Labs EDC machine, and the cashback offer should be mentioned on the transaction charge-slip. The Offer will be considered valid only on transactions processed under 'Brand EMI' option on Pine Labs machine.
• The Rate of interest as mentioned on the product webpage of the Bank shall be applicable against respective tenures. Rate of interest shall be calculated on monthly reducing balance.
• In case of cancellation/return of your order or foreclosure of the Debit Card EMI, transaction will not qualify for the Offer under this program.
• IBL customer is under no obligation to purchase the product under this offer.
• IBL does not endorse any products made available under this offer.
• If the EMI is pre-closed for any reason or the original transaction is cancelled/refunded, the customer will not be eligible for cash back.
• Final approval for any cash back program shall be at the sole discretion of IndusInd Bank and is subject to the Cardholder’s performance on the Debit Card.
• IndusInd Bank reserves the right at any time without previous notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this scheme by another scheme, whether similar to this scheme or not, or to withdraw it altogether. Which if done shall be binding on the cardholder and the cardholder shall abide by the said rules. If withdrawn, those who have opted shall continue to get the right to pay through EMIs for the already approved conversion.
• Please visit https://www.indusind.com/in/en/personal/cards/emi-on-debit-card.html for detailed TnCs of Debit Card EMI program