Insurance for NRI
- Protect what really matters. Avail of insurance for your whole family
Disclaimer
IndusInd Bank Ltd is registered with Insurance Regulatory & Development Authority of India (āIRDAIā) as a Corporate Agent (Composite), IRDAI Registration No. CA0001 for distribution of Insurance Products. Indusind Bank Limited is a Composite Corporate Insurance Agent of Tata AIA Life Insurance Company Ltd., ICICI Prudential Life Insurance Company Ltd., HDFC Life Insurance Company Ltd., Bajaj Allianz Life Insurance Company Limited, SBI Life Insurance Company Ltd., Tata AIG General Insurance Company Ltd., Cholamandalam MS General Insurance Company Ltd, Reliance General Insurance Ltd. and Care Health Insurance Company Ltd.
The Insurance Contract will be between the Insurers and the Insured and not between the corporate agent and the Insured. IndusInd Bank Ltd (IBL) is a registered Corporate Agent and there is no direct or indirect linkage between the Banking Services offered by IBL and the usage of the insurance product offered by Insurers. Customerās Participation in insurance product is purely on voluntary basis and IBL is not responsible for any claim, dispute, liability, loss or shortfall resulting from the products offered by Insurers.Ā Indusind Bank doesnāt underwrite the risk or act asĀ an insurer.
IndusInd Bank Ltd. is not responsible or liable for performance of any obligations under the contract of insurance. Insurance is sold as a stand-alone product and not linked to any of theĀ Banking products. Participation in Insurance is purely on a voluntary basis. Purchase of Insurance is not a pre-condition of availing any of the banking products/services.
ICICI Pru iProtect Smart
You strive to provide comfort, happiness, and security to your family and you would want your familyās future to be secure at all times. ICICI Pru iProtect Smart gives you the flexibility to design your safety net so that you can protect your familyās future to ensure that they lead their lives comfortably without any financial worries, even in your absence. This plan offers you the option to enhance your coverage against Accidental Death1 and Accelerated Critical Illnesses2 and hence ensuring a 360 degree cover on your life and is also available for sale through online mode.
Key Feature and Benefits
- Enhanced protection: Life CoverĀ³ , Coverage against terminal illnessāµ and disability.
- Comprehensive additional benefits: Option to choose Accidental Death BenefitĀ¹and Accelerated Critical Illness BenefitĀ²
- Tax Benefitsā¶ may be applicable on premiums paid and benefits received as per the prevailing tax laws.
- On diagnosis of Permanent Disabilityā“ (PD) due to an accident, the future premiums under your policy for all benefits are waived.
ICICI PRU Protect N Gain
Protection that is more than just a life cover, Return that could be more than premiums paid.
Key Feature and Benefits
- Life cover2
- Accidental death cover1
- Accidental disability cover1
- 2X return of premium allocation charges3.
- 2X to 4X return of mortality charges4.
- 20% Maturity booster at the end of the policy term5.
- Easy documentation6.
- Choice of premium payment term.
- Tax benefits7
Param Raksha Life pro
Param Raksha Life Advantage + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Get Financial Protection
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Terminal Illness Cover with Term Booster4
- Wellness Program
Param Raksha Life Maxima Plus
Param Raksha Life Maxima + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Market-linked returns
- Get Life Insurance Cover
- Get Whole Life Coverage
- Return on Maturity at the end of Policy Term
- Get Tax^ Benefits
- Wellness program with Tata AIA Vitality@
Param Raksha Life Advantage Plus
Param Raksha Life Advantage + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Get Financial Protection
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Terminal Illness Cover with Term Booster4
- Wellness Program
Param Raksha Life pro Plus
Param Raksha Life Pro + combination comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Top Rated Funds
- Get Financial Protection
- Comprehensive Coverage
- Affordable Premiums
- Terminal Illness Cover with Term Booster1
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Accidental Total & Permanent Disability
- Accidental Death
- Avail Wellness Program
- Get Income Tax Benefits
PR Life Growth Plus
Param Raksha Life Growth + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Get Financial Protection
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Accidental Total & Permanent Disability
- Accidental Death
- Terminal Illness Cover with Term Booster1
- Wellness Program
Tata AIA Life Insurance Sampoorna Raksha Promise
A Non-Linked Non-Participating, Pure Risk Individual Life Insurance Plan Providing a quality life to our loved ones is important. Their dreams & aspirations need to be fulfilled under all circumstances. Presenting Tata AIA's flagship protection plan, Sampoorna Raksha Promise is the ultimate solution for comprehensive financial protection and security to your family
Key Feature and Benefits
- Flexibility to choose from 4 unique Death Benefit options
- Whole of life cover available1.
- Special discount for salaried customers on first year premium
- Additional first year premium discount on achieving important life milestones
- Option to defer premiums by up to 12 months with FlexiPay Benefit2
- Instant payout on claim intimation3
- Enhance your protection through our comprehensive riders4 with unique health and wellness benefits.5
- Acceleration of 50% of base sum assured on diagnosis of terminal illness.
- Inbuilt waiver of premium on terminal illness
- Flexibility to cover spouse under joint life option.
- Choice to increase cover for a specific period or throughout the policy term.
- Option to receive death benefit as lumpsum and/or instalments.
- 15% lower premium for Female lives
ICICI Pru GIFT Select
ICICI Pru GIFT Select offers ā a life insurance savings product designed to support your goals every step of the way, A life insurance plan which provides you a life cover1 along with the unique Instant CashBack Benefit3 - giving you the advantage of enjoying your policy benefits without delay
Key Feature and Benefits
- Instant CashBack3: A percentage of the first year premium4 is paid upon policy issuance
- Increasing Income5: 5% growth in income every year (compounded)
- Level Income5: Consistent income throughout the income period
- Maturity Benefit6: Select up to 200% of total annualised premiums
- Low Cover Income Booster7: Additional income by choosing a lower life cover option
- Flexi Save option8: Option to postpone and accumulate income(s)
- Flexible Options: Customise premium payments and policy terms to suit your needs.
TATA AIA Life Insurance Fortune Guarantee Plus
A Non-Linked, Non-Participating, Annuity Plan
Key Feature and Benefits
- Flexibility to choose Plan Option
- Flexibility to choose Income Period from 20 to 45 years
- Get return of premium at the end of Income Period
- Choice to receive Income ā Monthly/Annually
- Option of Joint Life under Single Premium payment option
- Choice of Premium Payment Term
- Enhance your protection with optional Riders^
- Tax benefits++ as per applicable Tax Laws
Tata AIA Life Insurance Wealth Maxima
Unit Linked Whole Life Individual Savings Plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection for the entire life
- Regular Loyalty Additions* to boost investments
- Flexibility to choose from 18 Fund options for enhanced investment opportunities
- Option to customize your plan with three additional unit deducting riders^
- Option to customize your plan with three additional unit deducting riders^
FG Pension
A Non-Linked, Non-Participating, Annuity Plan Like everything else, you would also want your retirement life to be planned out properly. Since finances are one of the most important aspects of any life stage, you will need to opt for a suitable annuity Pension plan that gives you complete peace of mind during your second innings!
Key Feature and Benefits
- Multiple annuity options to suit your needs
- High purchase price benefiĀ¬t to encourage you to save more
- Option to increase annuity through Top-up premiums
- Tax beneĀ¬fits# may be applicable on premiums paid and benefiĀ¬ts received as per applicable tax laws
Fortune Pro
A Non-Participating Unit Linked Endowment Assurance Plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection throughout policy term
- Regular Loyalty Additions are credited to the policy to boost your investments
TATA AIA Life Insurance Fortune Guarantee Supreme
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan. Every individual has their own aspirations in life. Buying that dream home, providing your children the education they deserve or taking your family for a dream vacation. To achieve these aspirations during your lifetime, you need a plan that will deliver without fail.
Key Feature and Benefits
- Flexibility to choose guaranteed* benefits in the form of lump sum and/or income to meet your financial goals
- Grow your income by choosing sub wallet~ feature & withdraw as and when required
- Women Special discount - 2% on First Yearās Premium specially for women customers
- āPremium Offsetā feature to offset your premium against survival benefit payouts
- Enjoy tax benefits on premiums and benefits, as per applicable Tax Laws#
Reliance Product Liability Insurance Policy
Reliance Product Liability Insurance helps you in case of such contingencies by covering legal expenses and providing financial assistance.
Key Feature and Benefits
- Protection against legal liability that could arise out of product defects
- Extension available includes any judgment / payment made within countries that operate