In the fast-paced world of finance and banking, staying on top of your financial needs can be challenging. But with INDIE, the latest app from IndusInd Bank, managing all things finance is now easier than ever before. INDIE is an all-in-one revolutionary banking app that brings a plethora of financial services under one roof, making it your go-to solution for all financial needs.
From opening a zero-balance savings account instantly to making swift payments using UPI, booking an FD at incredible interest rates and even availing a line of credit – INDIE truly gets it all done!
But INDIE doesn't stop there. Let's look at some of its remarkable offerings:
High Interest Rates:
INDIE offers one of the highest interest rates in the industry. You can earn up to 6.75% p.a. on savings account and up to 7.5% on Fixed Deposits.
Industry First Safety & Security features
1. One-Time Use Virtual Debit Card:
Worried about using your debit card on unsecured websites? INDIE has you covered with its one-time use virtual debit card. Creating one is simple – just go to the debit card section from your dashboard, and it automatically gets destroyed after use, ensuring your financial information remains safe.
2. Super OTP:
Say goodbye to waiting for OTPs via cellular networks. INDIE introduces the Super OTP feature, allowing you to generate OTPs directly within the app, making transactions quicker and more secure.
3. Super PIN:
Tired of remembering your debit card PIN? INDIE offers the convenience of creating a dynamic PIN for every transaction, eliminating the need to remember or write down your debit card PIN.
4. Numberless Physical Debit Card:
Worried about using your debit card in public? Choose an INDIE numberless physical debit card for added security and peace of mind.
Line Of Credit
INDIE offers an on-demand line of credit of up to ₹5 Lakh. You can withdraw funds from the available credit line as many times as you want within the sanctioned limit and for anything you want to use it for.
The interest is charged only on the amount drawn from your credit line, not the entire credit limit. You can choose your repayment tenure between 3 to 36 months.
INDIE YOUniverse
INDIE brings personalization to loyalty programs with INDIE YOUniverse. This unique program allows you to choose three brands from a selection of over 15+ top brands and earn up to 3% Gems on them. You can redeem the gems for cashback (1 INDIE Gem = ₹1) or brand vouchers. The brands you choose can be updated every month.
INDIE YOUniverse offers three tiers – Star, Super Star, and Mega Star – each with its own set of benefits. While all tiers offer a default zero-balance savings account, you can upgrade to higher tiers for additional perks:
1. INDIE Star Account:
2. Super Star Tier: Upgrade either by doing an initial funding of ₹25,000 or more. Alternatively, you can also upgrade your tier by collecting 750 Gems on INDIE. Here are the Super Star benefits:
3. Mega Star Tier: Upgrade either by doing an initial funding of ₹50,000 or by collecting 1500 Gems on INDIE. Here are the Super Star benefits:
Stock Broking
INDIE in partnership with Paytm Money offers seamless stock broking on the platform. Buy or sell your favourite stocks and stay updated with real-time market data, including top gainers, losers, and sector-wise indices.
With INDIE, IndusInd Bank redefines the banking experience, offering unmatched convenience, security, and personalization. Join INDIE and unlock a world of financial possibilities at your fingertips. Whether you're a savvy investor, an everyday spender, or someone looking to build a secure financial future, INDIE has got you covered!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
