Offer start date: 1st April, 2024 i.e. spends/transactions done by users starting April, 2024. 

Offer - Applicable for INDIE Savings Account Megastar users, who have IndusInd Bank Credit Card. Eligible users will be rewarded INDIE GEMS equal to their monthly rewards they earn on their IndusInd credit card up to 1000 gems in a month.The gems will be credited within 90 days from the date of credit card statement. A Megastar user must maintain 90 days rolling balance of  Rs 50,000 in savings account or Rs 200,000 in savings + FD as on evaluation date and to avail the offer.

Example: User earning 100 reward points in a month, would be rewarded 100 GEMS on INDIE (UP TO 1000 Gems in a month).  

Rewards earned in a month will be calculated based on the credit card statement cycle. Only the incremental reward points earned in a month will be considered. No bonus points will be considered and hence, no gems will be credited corresponding to these. A user can get up to 1000 INDIE Gems in a month from this offer.  

As per the Loyalty Program of INDIE, a user can earn 2500 gems in a month. Hence, a user cannot earn more than 2500 gems including the gems from 2X reward offer. 

For users having multiple credit cards- The capping of 1000 INDIE gems in a month will be calculated at the user level.  

Example 1: A user earned 300 rewards on his Legend Credit card and 200 rewards on his Eazy diner Credit card, then user will be rewarded a total of 500 INDIE Gems.   

Example 2: A user earned 1100 rewards on his Legend Credit card and 1200 rewards on his Eazy diner Credit card, then user will be rewarded a total of 1000 INDIE Gems in total, given a user can earn not more than 1000 gems in a month on credit card spends.